DSCR Loans

Can your clients really buy a short-term rental without showing income, tax returns, or even a job? Yep—and it's all thanks to a special DSCR loan that uses AirDNA data to qualify the property based on cash flow, not personal income.

We just need:

• 20% down

• 640+ credit score

• A projected DSCR of 1.00 or better (we use 80% of the AirDNA rental estimate to account for expenses)

It gets even better. 40-year fixed or interest-only terms are available.

If you work with investors looking to grow their portfolio without hitting traditional income roadblocks, this is worth a look.

Have a buyer in mind?

Message me and I'll run the numbers using AirDNA so you can see if it cash flows.