Why Florida Condos Keep Killing Deals

Florida condos are changing and so are the rules to finance them. Condos aren't like single-family homes. One hidden issue with the building, not the buyer, can tank your deal.

That's especially true in Florida where post-Surfside laws now require milestone inspections, reserve studies, and stricter condo budgets.

More buildings = more rules = more chances for financing to fall apart.

The biggest deal-killers?

• Deferred maintenance or unfunded repairs

• Low reserves or high delinquencies

• Insurance shortfalls

• Condo hotel (condotel) features or nightly rentals

Here's the real hack: The deal doesn't have to die. We just need to spot the red flags before the offer goes in.

That's why I've built a simple Condo Financing Checklist + Pre-Screen Process just for agents.

It helps you:

• Catch warrantability issues early

• Navigate non-warrantable options with clarity

• Protect your timeline and your buyer

Don't lose the deal because of the building.

Let me help you quarterback the financing.