Qualify WITHOUT Income

Not every qualified buyer has traditional income documentation.

We offer a unique financing solution that allows eligible borrowers to qualify WITHOUT INCOME. No tax returns, No W-2s, No pay stubs, and No debt-to-income calculations. Instead, the

program focuses on the borrower's credit profile, assets, reserves, and overall financial strength.

Program Highlights• No tax returns, W-2s, or pay stubs required• No debt-to-income ratio calculation• Up to 80% financing on purchases• Loan amounts up to $2.5 million• Minimum 640 credit score• Primary residences only• Gift funds can be used for the full down payment and closing costs

Ideal for:• Out of town buyers moving without a new job established

• Self-employed business owners• Retirees with significant assets• High-net-worth buyers

• Recent graduates who’s parents are gifting money• Borrowers with strong finances but difficult-to-document income

Many buyers assume they're out of options after being declined by another lender. In many cases, they simply haven't been matched with the right loan program.